Car insurance in America for beginners



 Car insurance in America for beginners


Comprehensive auto insurance in the United States is a type of insurance that covers damage to your car, including damage from accidents, fires, theft, and natural disasters. Comprehensive insurance also covers damages to a third party in a traffic accident, if you are at fault.


Car insurance in America for beginners

What is covered by comprehensive car insurance in the United States:

Damage to your car due to traffic accidents, whether you are at fault or not.

Damage to your car due to fires, whether accidental or intentional.

Damage to your car due to theft, whether your car is locked or not.

Damage to your car due to natural disasters, such as floods, hurricanes, and hail.

Damage to a third party in a traffic accident, if you are at fault.


Car insurance in America

What is not covered by comprehensive car insurance in the United States:

Damage to your vehicle due to misuse or neglect.

Damage to your vehicle due to unapproved modifications.

Damage to your car due to a traffic accident, if you are at fault.

Damage to your vehicle due to commercial use.


The cost of car insurance in America

The cost of comprehensive car insurance varies depending on many factors, including:

Type of car.

Car value.

Driving record.

The area where you live.

Insurance company.


In general, a comprehensive auto insurance policy can cost between $500 and $2,000 per year.


How to buy car insurance in America?

You can purchase comprehensive auto insurance through a local insurance company or online. When purchasing comprehensive car insurance, it's important to compare rates from several insurance companies to get the best deal.


Is car insurance halal or haram?

There is a difference of opinion about the ruling on car insurance in Islam. Some scholars believe that car insurance is forbidden because it is a type of gambling, where you pay a sum of money in exchange for receiving compensation in the event of an accident.


While some scholars believe that car insurance is halal if it is purchased from an Islamic insurance company that does not invest its money in usurious activities. It is important to purchase comprehensive car insurance if you want to protect yourself from financial damage to your car.

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